Dental coverage refers to a type of health insurance that specifically covers dental care expenses. It is a valuable component of an employee's overall benefits package, providing financial assistance for a range of dental services, including preventive care, basic procedures, and major dental treatments. Dental coverage helps employees maintain good oral health and manage the costs associated with dental care.
Here are some key points to understand about dental coverage as an employee benefit:
Providing dental coverage as part of an employee benefits package is attractive to potential hires and can contribute to overall employee well-being. It encourages regular dental check-ups and early intervention, reducing the risk of more costly dental issues down the road. Additionally, good oral health is linked to overall health, making dental coverage a valuable aspect of a comprehensive benefits program.
The habitational insurance market is facing a multitude of hurdles when it comes to casualty placements. Casualty markets in the habitational space have been adjusting prices due to increased loss activity and the continued impact of social inflation. Within this landscape, property owners, insurance companies, and brokers are confronted with a new reality. There are few markets offering General Liability (GL) coverage. It’s also difficult to find markets willing to participate in the lead $5M of excess coverage, making the marketplace even more challenging. To succeed in this demanding market, one must strike a careful balance between innovation, robust risk assessment, and adaptability.
Senior living facilities remain under pressure from rising costs and staff shortages. Some are looking to reduce expenses through alternative liability insurance. New market entrants may offer lower prices, but is a new carrier the right solution over the long-term?
The REDY Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients.
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