Medical refers to health insurance coverage that provides employees with financial protection and access to healthcare services to address their medical needs.

A "401(k)" is a type of retirement savings plan that allows employees to contribute a portion of their pre-tax earnings into a tax-advantaged investment account.

Wrap Document" (or "Wrap Plan Document") refers to a legal document that consolidates and summarizes various employee benefit plans and their associated documents into a single, cohesive document.

A Form 5500 filing, specifically the "Form 5500 Annual Return/Report of Employee Benefit Plan," is a document required by the U.S. Department of Labor (DOL), the Internal Revenue Service (IRS), and the Pension Benefit Guaranty Corporation (PBGC).

Section 125 refers to a specific section of the Internal Revenue Code (IRC) that governs the rules and regulations for what are commonly known as "Cafeteria Plans" or "Flexible Benefit Plans."

COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, is a federal law in the United States that provides certain employees and their dependents the opportunity to continue their employer-sponsored health insurance coverage for a limited period after certain qualifying events would otherwise result in the loss of that coverage.

Voluntary and "worksite" plans refer to types of benefit offerings that employees can choose to enroll in or purchase as optional coverage, often through their employer.

Disability typically refers to a condition in which an employee is unable to work due to a physical or mental impairment.

Life & Accidental Death and Dismemberment (AD&D) insurance is a type of insurance coverage that provides financial protection to employees and their beneficiaries in the event of the employee's death, accidental death, or serious injury resulting in dismemberment.

Vision refers to vision care benefits or vision insurance.

Dental coverage refers to a type of health insurance that specifically covers dental care expenses.